Best Pay by Phone Betting Sites UK for 2026

Best Pay by Phone Bill Betting Sites

At Mr. Gamble, our team of experts consistently bet with mobile phone bill options at the top sites. Many of them use this payment method regularly, positioning themselves as informed bettors who know what to look for and how to use it.

With our background and experience, we’ve handpicked the three top sports betting deposit by phone bill sites we believe offer the best overall services. Read on for our best online bookie picks and why we’ve selected them:

Midnite

Midnite offers punters the ability to make deposits using Apple Pay and Google Pay. 

Although not directly a pay by bill option, this method allows you to make convenient and instant deposits directly from your chosen device. This means you can add funds and begin betting immediately, especially if you find value in betting odds that you like and need to deposit first!

At Midnite, you can enjoy all of the major sports and events to bet on, as well as some of the more niche options. You can enjoy a range of bonuses and promotions once you have an account, with many of them ongoing. This makes Midnite one of the best betting sites that use phone bill options.

Highbet

Apple Pay and Google Pay can also be used at Highbet for those who want to make payments via a digital wallet. Again, you can enjoy fast-paced transactions as these digital wallets store your information. Details aren’t shared, and you simply have to approve the transaction using biometric security tools (face scan/fingerprint).

As you can bet and deposit with phone bill options, Highbet is a top pick at Mr. Gamble, as it rivals many of the other top UK bookies that accept pay by phone methods. They offer a good size of sporting events to bet on, with competitive odds and bonuses to boot.

Grosvenor

The online platform of the famous UK land-based casinos, Grosvenor, allows you to make transactions using Apple Pay.

It is one of the betting sites with £5 minimum deposit possible, and all Apple Pay transactions will be credited to your Grosvenor account immediately upon approval. You cannot use American Express cards, though. All withdrawals are enabled with Fast Withdrawals.

Why bet at Grosvenor? They offer a comprehensive sportsbook, with many of the biggest current and future sporting events. If you like basketball betting, football betting, or cricket betting, or want to enjoy mobile casino deposits, you’ll find diverse markets and competitive odds here, along with ongoing bonuses. All this is available on one of the top betting apps pay by phone bill options are available to use on!

How We Review and List Phone Bill Sports Betting Sites

At Mr. Gamble, our betting experts follow a strict but simple methodology to recommend the top mobile phone bill betting site. Every platform is carefully tested and compared, with a strong focus on safety, value, and usability. 

When reviewing and ranking phone bill sports betting sites, we look at key factors that matter most to players – from payments and odds to bonuses and overall experience, as well as:

• Deposit speed: We take a look at how quickly deposits are credited to your betting account.
• Alternative payment options for withdrawals: Pay by phone withdrawals aren’t possible; we review the available alternatives and analyse whether they are favourable to you or if other options are better.
• Transaction limits: As part of our reviews, we assess whether there are any limits on the amount that can be deposited. We rank those with higher limits or fewer restrictions on the number of deposits made in a specific period higher than those that impose more restrictions.
• Free bets availability: Can free bets be claimed using pay by phone methods? We examine the terms and conditions of a betting site and list those that are eligible with this deposit method higher than those that don’t.
• Betting markets and odds: We check the betting markets and odds available at each betting site, along with their eligibility as a phone bill betting site. Those that offer diverse markets and competitive odds will be listed higher than those that do not, as this can mean you find additional betting value and not miss out.
• Licence and security: All sites reviewed hold an active gambling licence from the UK Gambling Commission. We only ever list and recommend sites that hold a UKGC licence, as this means you’re protected at all times. You can enjoy safer gambling experiences and use responsible gambling tools with these sites to ensure entertaining sessions are enjoyed.
• Overall mobile experience: We test how compatible each site is when you use bet by phone bill options. Is the site responsive on your mobile? Can you navigate the sportsbook and place timely bets? Make timely deposits and use digital wallets associated with your device with ease?

We carry out checks across each of these factors at Mr. Gamble to ensure you only ever use a betting site that offers the best experiences. This approach is designed with your interests in mind, as we continue to aim to be the only resource you need to find the best pay by phone bill betting sites in the UK.

Different Types of Pay By Phone Betting Methods

In the United Kingdom, betting sites with pay by phone bill options offer several ways in which you can make a deposit. Some of them are better known than others (such as Apple Pay), but did you know you can make a deposit using your phone number?

Here are the different types of pay by phone payment methods that can be found at UK betting sites.

Deposit by Phone Bill

The deposit by mobile phone bill method lets UK customers fund their betting account by charging the deposit amount to their mobile phone bill. It’s convenient for those who prefer not to share bank or card details online and enjoy the simplicity that the ability to bet by mobile phone bill offers.

The amount is usually capped per transaction, with limits set by mobile networks. Funds appear instantly in the betting account, and the charge appears on the next phone bill or is deducted from pay-as-you-go credit.

Pay By SMS Betting

With SMS deposits, you can send a text message to the bookmaker to top up your account. The payment is added to you mobile bill or taken from their prepaid phone balance.

It is a simple way to make fast, small deposits without needing a bank card. However, most UK betting sites where pay by phone is offered now limit or phase out this option due to mobile carrier restrictions.

Boku

Boku is a mobile payment service that lets users deposit funds using their phone number. It used to be a popular betting method, but UK regulations now prohibit its use at mobile phone betting sites.

It remains supported for other online services and can indirectly fund betting accounts if used through digital wallets like Neteller.

PayForIt

PayForIt is a UK mobile operator–backed system that lets users make phone bill deposits for online services and content using their phone bill. It works similarly to Boku, offering secure and quick payments.

Apple Pay

Apple Pay allows you to securely deposit using your iPhone, iPad, or Mac, linked to a debit or credit card. Transactions use Face ID or Touch ID for quick authentication, adding strong security and convenience.

Deposits are instant at the best Apple Pay betting sites, but withdrawals depend on the bookmaker’s banking setup. Most UK betting sites you can pay by phone bill now fully support Apple Pay for deposits and withdrawals.

Bet With Phone Bill: Pros and Cons

Betting with your phone bill offers fast, card-free deposits but comes with tight limits and no withdrawal option in the UK.

Check out the pros and cons that you may experience if you decide to bet with mobile phone bill options:

How to Make a Betting Deposit by Phone Bill

It is very simple to make a betting deposit by mobile. Online betting sites that accept this method have made the process straightforward, with five basic steps typically required.

1. Go to cashier: Select the mobile pay option that you wish to use.
2. Enter deposit details: Fill in the requested deposit amount and confirm it.
3. Select mobile network: You may be required to select your mobile network and enter your phone number to proceed with the transaction.
4. Confirm the transaction: Some network providers may require you to confirm the transaction via SMS. Confirm it with the operator if required.
5. Start betting: When you make a deposit with phone bill, funds should be credited instantly, allowing you to begin sports betting!

Withdrawals at a Phone Bill Betting Site

Unfortunately, it is not possible to make withdrawals using phone bill payments. If you deposit via phone bill, you will need to use an alternative method. This will typically come in the form of a debit card, such as a Visa debit card, or a bank transfer.

If you want to make a withdrawal at a betting site pay by phone bill can be used, follow these steps to complete it:

1. Go to the cashier: Head to your sportsbook’s cashier and find the withdrawal section.
2. Select withdrawal type: Choose one of the available withdrawal options. This will typically be a Visa debit card or bank transfer.
3. Enter details: You will be required to enter your debit card or bank account details to withdraw funds. You’ll also be asked to enter how much of your phone bill betting account you want to withdraw.
4. Verify identity: On your first withdrawal, you will be required to pass Know Your Customer (KYC) checks. This involves providing documentation to support your identity (passport, driver’s licence, utility bills, etc.). Complete this step as quickly as possible to avoid extended delays.
5. Wait: Simply wait for your transaction to be processed and completed. Funds can be made available in your bank account within five days using either option.

How to Bet Using Mobile Phone Credit

To enjoy mobile betting pay by phone bill options, there are a few steps that you should follow:

1. Find a bookie that offers pay by phone bill deposit methods.
2. Register with the bookie and create an account.
3. Select your chosen pay by phone deposit method.
4. Enter the amount you want to deposit and your phone details (phone number and operator). Make sure to have enough credit if using a PAYG sim. Confirm the transaction via SMS if requested.
5. Wait for the funds to be credited to your betting account. This is typically instant.

Pay by Phone Betting via UK Mobile Networks

Pay by phone betting in the UK works through carrier billing, where deposits are added to a player’s mobile bill or deducted from PAYG credit, with strict PSA/Ofcom caps of roughly £30 to £40 per transaction and about £240 per month across networks.

All major operators (EE, O2, Vodafone, Three, plus brands like Sky Mobile) can support these payments, but each network gives players its own spend‑cap controls and sometimes short “bedding‑in” periods on new contracts. Read on to learn about how betting sites where you can deposit by phone bill may be impacted:

Every mobile phone deposit betting transaction must pass through a double‑confirmation journey and stay within low, preset limits.

Compare Pay by Phone to Alternative Payment Methods

It isn’t possible to make a withdrawal using pay by phone methods. This may cause you some inconvenience. If you do use this option, most sports betting sites that accept phone bill transactions will only allow you to withdraw funds using a bank transfer. This method can take a significant amount of time.

If you want to consider an alternative payment method, we’d recommend the following:

Is Pay by Phone betting Legal in the UK?

Yes, pay by phone bill betting is legal in the UK, as long as the betting site holds a valid UK Gambling Commission licence and uses approved carrier‑billing providers. 

These deposits fall under the same remote gambling framework as other online betting payments, and operators must follow the Gambling Act 2005, plus the UKGC’s Licence Conditions and Codes of Practice.

Sports Betting Phone Bill Safety

It is imperative to stay safe when using sports betting pay by phone bill payment options. While these options can be more convenient than others, they can be more challenging for punters to track and manage. Bettors can make deposits without feeling as though they have spent any money; they can then be left shocked by what has been spent by the time their monthly phone bill is produced.

Mr. Gamble strongly recommends only using UKGC-licensed sportsbooks for sports betting. These sites will have built-in safeguards that can help protect you. These can include daily/monthly caps on deposits made via pay by phone, as well as alignment with operator-set deposit limits. Using these safeguards can help to reduce the risk of overspending. Using the lowest deposit betting sites is advisable.

Our betting experts also recommend using responsible gambling tools, such as deposit limits, reality checks, and self-exclusion tools, to help you manage your spending. It’s also advisable to set a budget and stick to it; set a limit on the amount or number of deposits you can make in a single month, etc. Also, keep track of your spending and understand what your betting outgoings are to ensure you don’t encounter any financial issues.

FAQs