Best Bank Transfer Casino Sites in the UK 2025

What Is a Bank Transfer?

A bank transfer is exactly what it sounds like: your money is moved directly from your bank account to the account of your preferred online casino and vice versa. The transaction can be completed between two banks from the same UK bank, two different UK banks, or even two banks from different countries.

While bank transfers have a reputation for being an outdated payment system, the stats say otherwise. About 40% of players actually prefer an online casino with bank transfer, making this by far the most popular option.

Direct Bank Transfer

Direct bank transfer is done using the Bankers Automated Clearing Services (BACs), and it connects one bank to another. This method takes longer than an instant bank transfer, often up to three days, but it is seen as one of the safest ways to transfer money between bank accounts.

Instant Bank Transfer

An instant bank transfer, or IBT, is designed to improve upon the long processing times of wire transfers. At an instant bank transfer online casino, funds move between domestic banks, making the transfer faster than that of a wire transfer. An instant transfer casino also offers more security than card payments.

Wire Bank Transfer

A wire bank transfer is a way of funding a casino’s bank account from your own. This type of transfer is more common in the US, however. It goes through an international system, with both a player's bank and a receiving bank using the SWIFT network, instead of going through an ACH (Automated Clearing House), such as BACS.

Want the best bank transfer casino but don’t know where to start? Consult our official list of bank transfer casinos UK.

Why Use Bank Transfer for Casino Payments?

✔️ Trusted worldwide

Banks are highly regulated institutions. You’re not dealing with a third-party wallet, you’re working with a licensed financial system backed by strict security features.

✔️ High limits

Bank transfers offer higher limits on deposits and withdrawals compared to other casino payment methods. This makes bank transfers perfect for high rollers or serious players.

✔️ High-level security

Bank transfers utilise the security mechanisms of both the casino and the bank itself.

✔️ Wide availability

More than 90% of gaming sites offer payment by bank and international bank transfers.

⚠️ Things to Keep in Mind

Wire transfer typically requires some time for your bank to process, up to a few business days before your funds reach your casino account.

Most bank transfer casinos charge a flat fee for a withdrawal via wire transfer. Beyond flat fees, banks often apply a markup on exchange rates for international transfers, typically ranging from 3% to 5%, which can significantly increase the overall cost.

The minimum deposit is usually higher for casino bank transfer deposits, so it’s unlikely you will find a £1 deposit casino that supports wire transfers.

Moreover, since gambling transactions indicate a high risk for them, not all banks are casino-friendly. Even when they do, you should keep in mind to only wire from and to your personal bank account. Getting your business account involved may raise additional issues down the line.

Who Should Use Bank Transfers?

Bank transfer casinos are perfect if you’re any of the following:

1. A high-stakes player who needs to move large sums securely.
2. A person who lives in regions where other payment methods aren’t available.
3. Anyone who values trust, transparency, and security over speed.

If you’re just placing a few quick bets, a faster payment method might suit you better. But for many players, bank transfer is a dependable workhorse.

Our Top Wire Transfer Casinos for 2025

🏆 Best Wire Transfer Casino Overall: Lucky Vegas

Lucky Vegas offers a well-rounded experience for players who prefer the security of bank transfers. With a strong UKGC license, fast payment processing, and a wide range of games, it’s ideal for players looking for a reliable all-in-one bank transfer casino online.

🎰 Best Casino for Bank Transfer Slots: Slotexpress

Slotexpress lives up to its name, focusing on delivering a constantly updated collection of slot titles. With hundreds of games from top providers and good compatibility with bank transfer deposits, it’s perfect for slot enthusiasts.

📱 Top Mobile Casino: Mr. Vegas

Mr. Vegas delivers a slick, mobile-first experience without sacrificing functionality. Its site is optimised for both iOS and Android, and bank transfers are fully supported through mobile banking apps.

💳 Casino With the Fastest Bank Payouts: Queenplay

Queenplay stands out for its lightning-fast withdrawals, even via traditional bank methods. Once verified, most withdrawals via bank transfer are processed within 24 hours, which is a rarity for wire payouts.

How We Rate the Best Bank Transfer Casino Sites

Not every casino that accepts bank transfer deposits is created equal. Here's what we look for when recommending the best ones:

🔒 Safety and Fairness

The first checkpoint is always trust. Top bank transfer casinos are fully licensed by the UK Gambling Commission (UKGC), a highly respected certification institution, and display partnerships with trusted third-party auditors like eCOGRA or iTech Labs. These badges, often found at the bottom of a site, are your green light for fair play and secure transactions.

💡 Mr. Gamble Tip: If a casino doesn’t list its license or fairness seals clearly, it’s time to walk away.

🎲 Quality Game Selection

A great instant bank transfer casino should offer more than just access; it should deliver variety. We look for slots from top developers, including progressive jackpots and high-volatility titles, plus a solid mix of table games like blackjack, roulette, and baccarat in multiple variants.

💡 Mr. Gamble Tip: A rotating library of new releases keeps the action fresh and exciting.

🎁 Fair Bonuses and Promotions

Welcome offers are common, but we focus on the ones that are worth claiming. That means fair wagering requirements, decent expiry windows, and reasonable game contribution rates.

💡 Mr. Gamble Tip: Skip any bonus with sky-high wagering or tight restrictions. There are plenty of better deals out there.

Direct Bank Transfer Methods

Choosing the right bank transfer method can make a big difference in terms of speed, cost, and convenience. Whether you're making a quick gambling bank transfer to start spinning slots or withdrawing a large win, UK banking systems offer several direct transfer options to suit your needs.

Here’s a breakdown of the most common direct bank transfer payments available to UK players:

Faster Payments Service (FPS)

Best for: Quick online casino bank transfer deposits and withdrawals.

Faster Payments is the most widely used method for everyday bank transfers in the UK, and many casinos now support it. It enables near-instant deposits, meaning you can fund your casino account and start playing within minutes. It’s also commonly used for fast withdrawals when supported by the casino.

• Speed: Instant or within a few minutes (24/7, including weekends).
• Fees: Typically free for personal banking users.

BACS (Bankers' Automated Clearing System)

Best for: Scheduled or larger transfers when speed isn’t essential.

BACS is an example of ACH (Automated Clearing House). It is an older system used mainly for direct debits and payroll, but it can still be used for certain casino withdrawals. It’s not suitable for quick deposits due to its 3-day processing time, but some high-roller withdrawals may be processed this way for compliance reasons.

• Speed: Up to 3 business days.
• Fees: Usually free or very low-cost.

CHAPS (Clearing House Automated Payment System)

Best for: Same-day high-value withdrawals.

CHAPS, which is another type of ACH, is a same-day transfer system used for large payments, often over £10,000. It’s not commonly used for bank transfer casino deposits, but may be offered for big withdrawals after a jackpot win. Due to its higher fees, it’s only worthwhile for significant sums.

• Speed: Same-day (if processed before cutoff times, typically 5 p.m.).
• Fees: Around £20–£35, depending on your bank.

SEPA Transfers (Single Euro Payments Area)

Best for: Deposits and withdrawals with international casinos that operate in the eurozone.

SEPA transfers allow for fast and low-cost payments between UK and EU banks (in euros). While not commonly needed at UKGC-licensed casinos, UK players using international EU platforms may see this option.

• Speed: Typically 1–2 business days.
• Fees: Low or no fees, depending on your bank and the casino.

SWIFT Transfers

Best for: International casinos outside Europe or in non-GBP currencies.

SWIFT transfers are used for sending money to banks worldwide. They are typically slower and more expensive than domestic options, but they’re essential for British players gambling at a bank transfer casino (non-UK operating) or dealing in currencies like USD or AUD.

• Speed: 2–5 business days.
• Fees: Typically £10–£40+, plus possible intermediary bank fees.

How to Deposit With Bank Transfer 

Bank transfers may be among the easiest ways to credit your online casino account. After all, we’re talking about one of the world’s oldest payment methods. Here’s how to make a successful online casino bank transfer deposit.

Time:10minutes

Supply:BankingPublished

Tools:Bank Transfer

1

Confirm that your bank allows gambling transactions

You may find this information on your bank's website. If not, give them a call and ask them directly.

2

Sign up at a bank transfer casino

Each casino in our above list accepts bank transfer. Choose one that appeals to you and follow the on-screen instructions to create your account.

3

Visit the Cashier

Log in to the casino, navigate to the Cashier, and select Deposit.

4

Enter the transaction details

Enter the amount of your bank transfer casino deposit, along with any other requested details.

5

Confirm your deposit

Confirm the transaction and wait for your funds to reach your casino account.

How to Withdraw Using Wire Transfer

When it comes to making a casino bank transfer withdrawal, it's just as easy as making a deposit. Follow these steps and your casino winnings will be on their way to your bank account.

• Verify your identity. You may be asked to submit additional information for compliance. This might include ID or a utility bill and a copy of your passport.
• Visit the Cashier, and click on Withdraw. Log in to your casino account, navigate to the Cashier, and select Withdraw.
• Enter the transaction details. Enter the amount you wish to withdraw, along with any other requested details.
• Confirm your withdrawal. Confirm the transaction, and wait for your online casino wire transfer withdrawal winnings to reach your bank account.

How to Transfer Money via Bank Transfer

To transfer money to an instant banking casino, you’ll first need to have online or mobile banking set up with your bank. Make sure this is activated before attempting any bank transfer payments.

While the exact steps can vary slightly depending on your bank, most transfers require the following:

1. The amount you wish to send.
2. The recipient’s name (usually the name of the casino or its payment processor).
3. The sort code and account number provided by the casino.
4. A payment reference, if required. Always check with the casino if they provide a specific reference code.
5. Your preferred transfer timing: either send immediately or schedule it for later.

Once you’ve made a payment to a specific casino, your bank may store the recipient’s info, making future deposits faster and easier, as you won’t need to re-enter the same information each time.

Bank Transfers vs. Other Payment Methods

How do bank transfer casinos compare with other popular casino payment methods? Follow the table below to see the main comparison points:

💡 Quick Takeaway:

• Bank transfers are best for large, secure transactions where speed isn’t the priority.
• Casinos that accept PayPal and other e-wallets are perfect for fast, low-hassle payments.
• Debit cards are the everyday go-to casino deposit method, but they don’t have a unique offering in terms of bonuses and other promotions.
• Crypto offers speed and privacy, but it’s not accepted everywhere in the world and doesn’t have a chargeback option.

Bank transfer is not the fastest way to deposit money, so if you’re looking for a payment method that allows faster casino transactions, e-wallets are the best option.

E-wallets such as Skrill, Neteller, and Revolut are safe, widely accepted, and allow you to withdraw your winnings within seconds. PayPal casinos are even more widely accepted, providing an added level of convenience and security to those who prefer e-wallets.

There are also many casinos that use Trustly for deposits and withdrawals. This payment method offers a seamless gaming experience with instant transactions, allowing you to fund your account and collect winnings efficiently.

Why Bank Transfer Is One of the Safest Payment Options

When it comes to moving money to and from your online casino account, bank transfers are among the most secure payment methods available. The global banking institutions are trusted by millions for everything from utility payments to international business deals.

Your bank uses multi-layered security to keep your data locked down: passwords, 2FA, and even biometrics. All data is encrypted end-to-end, preventing interception by third parties.

Unlike instant payment methods, bank transfers are reviewed and processed with human oversight, which adds another layer of fraud prevention. Plus, all transfers leave a detailed and verifiable record, which helps if you ever need to dispute a charge or prove a payment.

Lastly, the money in your bank is insured, which is more than a lot of casino payment methods can claim. The best online casinos that accept bank transfer combine the reliability of banking with the fun of iGaming.

Best UK Banks for Wire Transfers

When it comes to online gambling, choosing the right bank for wire transfers is important for ensuring quick, secure, and hassle-free transactions.

Bank Transfers via Mobile Apps

Today, most major UK banks offer powerful mobile apps that make bank transfers fast, simple, and secure.

Once you pick a bank transfer at the casino’s cashier section, the platform typically provides a unique reference code. You then open your banking app—such as Barclays, HSBC, Lloyds, or Monzo—select the “Make a Payment” option, enter the casino’s details, and confirm the transaction.

If your bank supports it, biometric login (like fingerprint or facial recognition) adds another layer of financial protection, while real-time notifications let you track your spending instantly.

What makes banking apps particularly attractive is the combination of convenience and control. You can review past payments, set transfer limits, or even enable gambling spend blocks if you're taking a break. Some apps also integrate with tools like Open Banking, letting you connect third-party services to manage your finances or automate payments responsibly.

Additionally, many casinos now offer pay by phone casino payment methods, which make it even more convenient to deposit into your account directly from your mobile device. You can confirm the payment via SMS, a mobile wallet, or through your network provider’s secure interface. The charge is then added to your monthly phone bill or deducted from your prepaid balance.

If you're withdrawing from the casino, simply request a bank transfer withdrawal through the site. The funds may take up to five working days to process, and you’ll receive a notification from your app the moment they land.

Play Casino Games & Slots With Bank Transfer

If you're using casino deposit bank transfer to fund your gaming account, you're getting the standard casino gaming package, including real money casino games. Gambling sites with bank transfer are often well-established, fully licensed platforms that offer an impressive variety of games from top-tier game providers.

Here’s a breakdown of the game types you can expect to enjoy at some of the best casino sites that accept bank transfer:

🎰 Online Slots With Bank Transfer

Slots are the heart and soul of any online casino, and bank transfer sites make sure you have hundreds, if not thousands, of options to choose from.

You’ll find everything from classic 3-reel slots, video slots with immersive themes and bonus rounds, Megaways slots, and progressive jackpots like Mega Moolah and Divine Fortune.

These games are powered by trusted names like NetEnt, Microgaming, Play’n GO, and Pragmatic Play. This means that on top of the security provided by wire transfers, you also get top-notch graphics, fair play, and exciting features.

💡 Mr. Gamble tip: Many instant bank transfer slots are available in a demo mode. Give this mode a try before proceeding with the real deal!

♠️ Table Games

If you enjoy strategy or classic casino action, table games are also widely available. You can pay by bank when playing the real money versions of blackjack, roulette (European, French, American), baccarat, and countless casino poker variants.

🎥 Live Dealer Games

Bank transfer online casinos often feature full live casino lobbies, which are hosted by professional, real-life dealers. These casinos are streamed in HD from studios or real casino floors, and feature live versions of blackjack, roulette, and baccarat as well as game shows.

Live dealer casinos are ideal for high-stakes players who value the inclusion of VIP tables without the need to leave their homes.

Thanks to high betting limits and secure payments, live gaming sites with online casino bank transfer are among the most popular gaming platforms.

Pay by Bank Transfer Casino Bonuses

Bonuses at online casinos that accept bank transfer tend to be divided into two main categories: a deposit bonus and free spins.

Match Bonus

A match bonus is a deposit bonus where the casino matches the amount of your deposit up to a certain percentage. This is often worth up to hundreds of pounds, and is the most common type of bank transfer casino bonus offered to new players.

👉 Example: With a 100% match welcome bonus up to £500, your every penny is matched by the casino up to the maximum £500.

💡 Mr. Gamble tip: Some welcome offers extend the bonus to your first several deposits, albeit with a lower percentage assigned to your second deposit onwards.

Free Spins

Casinos often offer free spins as a form of a no-deposit bonus, giving you a small number of bonus spins to play with. These are usually limited to one or a small number of slots, but if you want to try a new casino site, free spins will give you a nice feel for it.

👉 Example: A casino might give you 20 free spins on registration, with some conditions attached. For example, these bonus spins may only be used when playing Starburst.

💡 Mr. Gamble tip: Some casinos allow their players to combine several offers at the same time, but you should read the wagering requirements before you do so.

Common Bank Transfer Issues & How to Solve Them

While bank transfers are generally safe and reliable, things don’t always go smoothly. Here are some of the most common problems, and what to do about them.

“My Money Hasn’t Arrived Yet”

Bank transfers aren’t quick, and even a so-called online casino fast bank transfer isn’t instant. Depending on your location, bank, and whether it’s a weekend or holiday, money can take 1–3 business days at a minimum to appear.

🛠️ What to do:

Double-check that you used the correct banking details provided by the direct bank transfer casino. Make sure you included a reference or transaction ID (if required). Contact the casino’s support team with your proof of payment (bank statement or confirmation receipt).

“Why Was My Bank Transfer Rejected or Returned?”

There are a few reasons why your transaction might bounce back:

• Your bank blocks gambling-related transfers (common in certain regions).
• The name on your account doesn’t match your bank credentials.
• You entered incorrect information (e.g., wrong IBAN or SWIFT code).

🛠️ What to do:

Contact your bank to confirm if they support gambling sites that accept bank transfer. Double-check to make sure all information matches exactly, without typos or mismatched names. If needed, try an alternative payment method accepted by the deposit by bank transfer casino.

“How Do I Track or Cancel a Bank Transfer?”

Bank transfers are not as easy to reverse as card or e-wallet payments like PayPal. Once the funds are sent, it's usually irreversible, especially if your cash has already been received by the casino.

🛠️ What to do:

Ask your bank if the transfer is still pending. In rare cases, they may be able to recall the payment. Contact the casino’s support team to confirm whether they’ve received the funds. You should always keep a screenshot or receipt of the transaction for reference.

“I Can’t Withdraw My Winnings to My Bank Account”

If you're experiencing issues withdrawing your winnings through a bank transfer, start by checking a few common roadblocks:

• Confirm whether the casino has a minimum or maximum withdrawal limit in place.
• If you claimed a welcome bonus or promotion, your funds might be subject to wagering requirements or withdrawal delays until the terms are met.
• Some withdrawals aren’t processed instantly. Check the casino’s processing times to make sure you're not just in a standard delay window.

If you’ve ruled out all of the above, the issue might be on the banking side. Contact both your casino’s customer support and your bank to identify where the process is getting held up. There could be a flag, verification issue, or pending security check.

“I Can’t Remove My Bank Number From My Account”

Most pay by bank casinos allow you to change or delete payment methods from your account settings. If you're having trouble removing your details, it may be due to:

• A recent transaction still being processed
• Security policies that require at least one verified method to remain linked
• A pending verification step

💬 Still Need Help?

If none of these solve your issue, your next best step is to reach out to the casino’s customer support team. They can usually verify your transaction, guide you through the next steps, or help you resolve the issue with your bank.

Bank Transfers FAQs